PRIVACY POLICY

 OUR PRIVACY STATEMENT

We recognize and respect the privacy expectations of today's consumers and the requirements of applicable federal
and state privacy laws. We believe that making you aware of how we use your non-public personal information
("Personal Information"), and to whom it is disclosed, will form the basis for a relationship of trust between us and
the consumers that we serve. This Privacy Statement provides that explanation. We reserve the right to change this
Privacy Statement from time to time consistent with applicable privacy laws.

In the course of our business, we may collect Personal Information about you from the following sources:
• Information we receive from you on applications, forms and in other communications to us,
whether in writing, in person, by telephone or any other electronic means, such as your name,
address, telephone number, email address, or social security number; and
• Information about your transactions with us, affiliated and non-affiliated companies, or others; and
• Information we receive from a consumer reporting agency, attorneys, public records, inspection
services, lenders, real estate brokers/agents, insurance companies, and other real estate
professionals; and

Our Policies Regarding, the Protection of the Confidentiality and Security of Your Personal Information
We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized
access or intrusion. We limit access to the Personal Information only to those employees who need such access in
connection with providing products or services to your of for other legitimate business purposes.

Our Policies and Practices Regarding the Sharing of Your Personal Information
We may share your Personal Information with affiliated and non-affiliated companies, such as insurance companies,
other agents, other real estate settlement service providers, appraisal companies, surveyors, home warranty
companies, and real estate agents. In addition, we will disclose your Personal Information when you direct or give
us permission, when we are required by law to do so, or when we suspect fraudulent or criminal activities. We also
may disclose your Personal Information when otherwise permitted by applicable province laws such as, for example,
when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you.

We may store your information indefinitely, including the period after which any customer relationship ceases.
Such information may also be disclosed in the public domain since some our responsibilities include the recording
of such information in certain public records.

Right to Access Your Personal Information and Ability to Correct Errors or Request Changes or Deletion
In the event we possess inaccurate information, or you desire to amend or delete certain personal information, we
reserve the right, where permitted by law, to charge a reasonable fee to cover the costs incurred in responding to
such requests. All requests must be made in writing to the address listed on this letterhead.

For your protection, all requests made under this section must be in writing and must include your notarized
signature to establish your identity.